Cost of Living in Helena, MT (2026)

Last checked October 29, 2026.

Helena has the highest median wage of Montana’s larger towns, $55,040, and a single adult renting their own 1-bedroom needs about $51,200 a year. That leaves a median earner about $3,800 ahead, the most of any town we track.

At a glance

Population 35,138 (July 2025 Census estimate)
Region Southwest Montana, Lewis and Clark County
Average 1-bedroom / 2-bedroom rent $1,393 / $1,681
Home prices $441,476 median sale (Redfin, 3 months ending Sep 2026); $477,974 typical value (Zillow, Sep 2026)
Income needed, own 1-bedroom $51,222 full budget; $55,720 by the 30% rule
Median wage, all jobs $55,040 (Helena metro, May 2025)
Electric and gas NorthWestern Energy for both
Resort tax None; Wolf Creek (3%) is the nearest resort tax town
Buses Capital Transit, $3 pre-scheduled or $5 same-day; $84 monthly pass
Airport / hospital Helena Regional Airport / St. Peter’s Health

Rent

Source 1-bedroom 2-bedroom Date
Zumper $1,173 $1,500 Oct 2026
RentCafe $1,500 $1,766 Oct 1, 2026
Apartments.com $1,507 $1,777 Oct 2026
Average $1,393 $1,681

Buying a home

Redfin’s median sale price was $441,476 for the three months ending September 2026, down 1.2% from a year earlier (Redfin). Zillow’s typical home value was $477,974 in September 2026 (Zillow). See property tax for the 2026 homestead rate.

Monthly budget, own 1-bedroom

Rent $1,393
Electric and gas (NorthWestern Energy typical bills) $195
Car, paid off $441
Groceries, health premium, phone and internet, eating out, renters insurance, other $1,018
Total $3,047
Salary needed with 10% saved, after taxes $51,222 ($24.63 an hour)

Sharing a 2-bedroom needs about $41,100. Try your own numbers in the salary calculator.

Common questions

How much do you need to make to live in Helena?

About $51,200 a year before taxes ($24.63 an hour) for a single adult renting their own 1-bedroom, with a paid-off car and 10% saved, at 2026 asking rents and tax rates (our calculation). The median job in the Helena metro paid $55,040 in May 2025 (BLS), the highest of Montana’s larger towns.

What is the average rent in Helena?

About $1,393 a month for a 1-bedroom and $1,681 for a 2-bedroom, the average of Zumper, RentCafe and Apartments.com asking rents in October 2026.

How much are property taxes in Helena?

On the $441,476 median home (Redfin, 2026), about $2,669 a year if you live in it and $6,501 as a second home, at Montana’s 2026 rates and a 775.08-mill levy taken from a 2025 Lewis and Clark County tax bill for a city parcel in District 01. Levies differ by district, so check your own bill. See property tax.

Does Helena have a sales tax?

No. Montana has no general sales tax, and Helena has no resort tax. The nearest resort tax community is Wolf Creek (3%).

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