Cost of Living in Havre, MT (2026)

Last checked October 29, 2026.

Havre, the Hi-Line’s largest town, is one of the cheapest places to rent in Montana: a single adult needs about $40,300 a year at current asking rents.

At a glance

Population 9,258 (Census ACS 2020–2024)
Region Central Montana, Hill County
Average 1-bedroom asking rent $793 (Apartments.com, Aug 2026)
Median rent paid, Census $619 for a 1-bedroom; $844 for a 2-bedroom (utilities included; 2020–2024 average)
Median home value, Census $211,700 (2020–2024)
Median household income, Census $50,329 (2020–2024)
Income needed, own 1-bedroom $40,255 at current asking rents; $33,510 at the Census median 1-bedroom rent
Electric and gas NorthWestern Energy for both
Resort tax None
Hospital / airport Northern Montana Hospital / Havre City-County Airport, with commercial service

Rent

Source 1-bedroom 2-bedroom Date
Apartments.com $793 $893 Aug 2026

The Census American Community Survey puts the median rent actually paid in Havre at $619 for a 1-bedroom and $844 for a 2-bedroom, including utilities (Census ACS 2020–2024). That’s an average over five years and includes long-time tenants, so it runs below what a new renter is quoted today. Havre’s figures carry wide margins of error (about 29% for the 1-bedroom median).

Monthly budget, own 1-bedroom

Rent (average 1-bedroom asking rent) $793
Electric and gas (NorthWestern Energy typical bills) $195
Car, paid off $441
Groceries, health premium, phone and internet, eating out, renters insurance, other $1,018
Total $2,447
Salary needed with 10% saved, after taxes $40,255 ($19.35 an hour)

Same budget as our salary calculator; the car and other lines are explained there. Redfin’s Havre median rests on only a handful of sales, so we haven’t used it.

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