Cost of Living in Columbia Falls, MT (2026)

Last checked October 29, 2026.

Renting your own 1-bedroom in Columbia Falls takes about $52,100 a year at current asking rents, nearly as much as next-door Whitefish.

At a glance

Population 5,753 (July 2025 Census estimate)
Region Glacier Country, Flathead County
Average 1-bedroom asking rent $1,495 (listing sites, Oct 2026)
Median rent paid, Census $1,016 all units (utilities included; 2020–2024 average)
Home prices $607,467 typical value (Zillow, Sep 2026); $497,729 median sale (Redfin, 3 months ending Jun 2026)
Median home value, Census $384,400 (2020–2024)
Median household income, Census $75,766 (2020–2024)
Income needed, own 1-bedroom $52,081 at current asking rents; $40,767 at the Census median rent (all unit sizes)
Electric and gas Flathead Electric Cooperative; NorthWestern Energy gas
Resort tax 3% on lodging, restaurant and prepared food, and bars, collected since October 1, 2021 (City of Columbia Falls); part of it funds a property tax rebate for city landowners
Hospital / airport Nearest hospitals in Whitefish and Kalispell / Glacier Park International (FCA)

Rent

Source 1-bedroom 2-bedroom Date
Zumper $1,400 $1,800 Oct 29, 2026
Apartments.com $1,590 $1,722 Oct 2026

The Census American Community Survey puts the median rent actually paid in Columbia Falls at $1,016 across all rentals, including utilities (Census ACS 2020–2024). That’s an average over five years and includes long-time tenants, so it runs below what a new renter is quoted today: listing sites average about $1,500 for a 1-bedroom. The Census 1-bedroom figure for Columbia Falls is too uncertain to use (a margin of error of about 50%).

Buying a home

Zillow’s typical home value was $607,467 in September 2026 (Zillow). Redfin’s most recent median sale price is older: $497,729 for the three months ending June 2026 (Redfin). See property tax for the 2026 homestead rate.

Property tax on a $497,729 home is about $2,098 a year if it’s your primary residence and about $5,023 as a second home, using the 531.148-mill total levy on 2026 Flathead County tax bills for City of Columbia Falls parcels, which includes a 31.594-mill resort tax relief reduction (our calculation; see property tax). City street maintenance and lighting assessments are billed on top, and parcels inside the city’s urban renewal district show part of their tax as a TIF line.

Monthly budget, own 1-bedroom

Rent (average 1-bedroom asking rent) $1,495
Electric and gas (Flathead Electric, 750 kWh, plus NorthWestern gas) $140
Car, paid off $441
Groceries, health premium, phone and internet, eating out, renters insurance, other $1,018
Total $3,094
Salary needed with 10% saved, after taxes $52,081 ($25.04 an hour)

Same budget as our salary calculator; the car and other lines are explained there.

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