Cost of Living in Whitefish, MT (2026)

Last checked October 29, 2026.

Renting your own 1-bedroom in Whitefish takes about $53,100 a year at current asking rents, and buying is far harder: the median home sold for about $894,000.

At a glance

Population 9,358 (July 2025 Census estimate)
Region Glacier Country, Flathead County
Average 1-bedroom asking rent $1,549 (listing sites, Apr–Oct 2026)
Median rent paid, Census $1,354 all units (utilities included; 2020–2024 average)
Home prices $894,408 median sale (Redfin, 3 months ending Aug 2026); $870,463 typical value (Zillow, Sep 2026)
Median home value, Census $684,300 (2020–2024)
Median household income, Census $73,811 (2020–2024)
Income needed, own 1-bedroom $53,068 at current asking rents; $46,945 at the Census median rent (all unit sizes)
Electric and gas Flathead Electric Cooperative (service area); NorthWestern Energy gas
Resort tax 3% on lodging, restaurant meals, alcohol, ski-resort goods and services and some luxury items; renewed through January 2045
Hospital / airport Logan Health – Whitefish / Glacier Park International (FCA)

Rent

Source 1-bedroom 2-bedroom Date
Zumper $1,600 $2,272 Oct 28, 2026
RentCafe $1,559 $1,854 Apr 23, 2026
Apartments.com $1,487 $1,709 Oct 2026

The Census American Community Survey puts the median rent actually paid in Whitefish at $1,354 across all rentals, including utilities (Census ACS 2020–2024). That’s an average over five years and includes long-time tenants, so it runs below what a new renter is quoted today: listing sites average about $1,550 for a 1-bedroom.

Buying a home

Whitefish is the priciest town in northwest Montana. Redfin’s median sale price was $894,408 for the three months ending August 2026, down 10.4% from a year earlier (Redfin), while Zillow’s typical home value was $870,463 in September 2026, up 1.7% (Zillow). See property tax for the 2026 homestead rate.

Property tax on a $894,408 home is about $2,827 a year if it’s your primary residence and about $6,162 as a second home, using the 362.62-mill total levy on 2026 Flathead County tax bills for City of Whitefish parcels (our calculation; see property tax). That total is low for a Montana town partly because it includes a 20.10-mill reduction labeled resort tax relief. City assessments for streets, street lighting, parks and stormwater are billed on top.

Monthly budget, own 1-bedroom

Rent (average 1-bedroom asking rent) $1,549
Electric and gas (Flathead Electric, 750 kWh, plus NorthWestern gas) $140
Car, paid off $441
Groceries, health premium, phone and internet, eating out, renters insurance, other $1,018
Total $3,148
Salary needed with 10% saved, after taxes $53,068 ($25.51 an hour)

Same budget as our salary calculator; the car and other lines are explained there. The 3% resort tax adds a little to eating out and entertainment, not to groceries.

Recent news

  • Habitat for Humanity of Flathead Valley plans 10 homes a year for 10 years in Whitefish, on a lot the city is buying with resort tax funds (Whitefish Pilot, May 21, 2026).
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